{"id":1137,"date":"2019-07-31T02:07:22","date_gmt":"2019-07-31T02:07:22","guid":{"rendered":"https:\/\/www.creditaid.ca\/blog\/?p=1137"},"modified":"2019-07-31T02:07:22","modified_gmt":"2019-07-31T02:07:22","slug":"how-to-maximize-your-spending-plan-aka-budget","status":"publish","type":"post","link":"https:\/\/www.creditaid.ca\/blog\/2019\/07\/31\/how-to-maximize-your-spending-plan-aka-budget\/","title":{"rendered":"How to Maximize your Spending Plan (AKA Budget)"},"content":{"rendered":"<p>\t\t\t\t<img decoding=\"async\" loading=\"lazy\" class=\"img-responsive\" src=\"https:\/\/www.creditaid.ca\/blog\/wp-content\/uploads\/2019\/07\/EVERYTHING.png\" alt=\"Maximize Spending Plan\" width=\"800\" height=\"200\" \/><\/p>\n<p><strong>Get the Most for the Least by Shopping Carefully<\/strong><\/p>\n<p>Budgeting can be like strong tasting medicine &#8211; it\u2019s one of the most challenging remedies to take, but its effectiveness cannot be denied.\u00a0 Whether you\u2019ve got money troubles or not, a budget will help your finances.\u00a0 You don\u2019t make a budget just to fix problems &#8211; you have to do it all the time.<\/p>\n<p>A spending plan is more than just a list with numbers.\u00a0 It\u2019s a willingness to do things that may seem inconvenient at the time, but add up to a considerable advantage when you\u2019re looking to cut costs, without sacrificing quality.<\/p>\n<p>Here are some everyday actions you can take that will make your bottom line look better:<\/p>\n<p><b>Check Prices<\/b><br \/>\nOk, so you\u2019ve decided to make a purchase, and you\u2019ve budgeted for it.\u00a0 Before you expend precious funds, make sure you\u2019re getting the best value for your dollar.\u00a0 Ask yourself the following:<\/p>\n<p>\u201cCan I save money by buying used?\u201d \u00a0A lot of times, a used item will serve just as well as a new one.\u00a0 Appliances, for instance, are often available used, many from dealers who will offer a warranty.\u00a0 Clothing, too. Many discount stores offer name brand clothing, gently worn, at a fraction of the original cost.\u00a0 If you\u2019re ok with previously enjoyed clothes, you\u2019ll find that you can start dressing really well for really cheap.<\/p>\n<p>\u201cIs another store having a sale on this item?\u201d \u00a0Is the sale good enough to justify the extra travel time and expense?\u00a0 Try to avoid paying more just for convenience.<\/p>\n<p>\u201cIs it less expensive online?\u201d \u00a0Sometimes it\u2019s worth having to wait a few extra days for delivery.<\/p>\n<p><b>Prepare your Own Meals<\/b><br \/>\nWe can\u2019t stress enough just how much impact this one simple act can have on your bottom line.\u00a0 Take out or delivery costs several times as much as preparing a similar item at home, and when you make it yourself, it\u2019s how you like it.\u00a0 Compare the savings to the time spend preparing meals, and it\u2019s like you\u2019ve got another job that pays really well.<\/p>\n<p><!--more--><\/p>\n<p><b>Clip Coupons<\/b><br \/>\nThere are often coupons and manufacturers discounts on items, especially groceries.\u00a0 Watch the flyers that come to your house (you have to pick them up off the porch anyway).\u00a0 Very often, you can find some pretty valuable discounts (dollars, as opposed to cents) on items you were going to purchase anyway.\u00a0 Many grocery stores now \u201cprice match,\u201d which means that they will honour competitors sale prices.\u00a0 There are apps for your phone you can use on your phone to collect sale prices and get them all at a single store.<\/p>\n<p><b>Store Brands<\/b><br \/>\nVery often, the grocery store-branded items are processed in the same plants that turn out the national brands.\u00a0 The money you save is a direct result of the lack of advertising for the store brand.\u00a0 Experiment, and find the ones you like best.<\/p>\n<p>Feeling overwhelmed by debt?\u00a0 Do you need help with budgeting and other financial control measures? Contact <span class=\"il\">Creditaid<\/span> for a free consultation today!\t\t<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Get the Most for the Least by Shopping Carefully Budgeting can be like strong tasting medicine &#8211; it\u2019s one of the most challenging remedies to take, but its effectiveness cannot be denied.\u00a0 Whether you\u2019ve got money troubles or not, a budget will help your finances.\u00a0 You don\u2019t make a budget just to fix problems &#8211; &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.creditaid.ca\/blog\/2019\/07\/31\/how-to-maximize-your-spending-plan-aka-budget\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;How to Maximize your Spending Plan (AKA Budget)&#8221;<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,6],"tags":[45,58,92,107],"_links":{"self":[{"href":"https:\/\/www.creditaid.ca\/blog\/wp-json\/wp\/v2\/posts\/1137"}],"collection":[{"href":"https:\/\/www.creditaid.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.creditaid.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.creditaid.ca\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.creditaid.ca\/blog\/wp-json\/wp\/v2\/comments?post=1137"}],"version-history":[{"count":0,"href":"https:\/\/www.creditaid.ca\/blog\/wp-json\/wp\/v2\/posts\/1137\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.creditaid.ca\/blog\/wp-json\/wp\/v2\/media?parent=1137"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.creditaid.ca\/blog\/wp-json\/wp\/v2\/categories?post=1137"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.creditaid.ca\/blog\/wp-json\/wp\/v2\/tags?post=1137"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}