{"id":853,"date":"2015-08-19T08:00:12","date_gmt":"2015-08-19T13:00:12","guid":{"rendered":"https:\/\/www.creditaid.ca\/blog\/?p=853"},"modified":"2015-08-19T08:00:12","modified_gmt":"2015-08-19T13:00:12","slug":"how-not-to-overspend-when-planning-a-funeral","status":"publish","type":"post","link":"https:\/\/www.creditaid.ca\/blog\/2015\/08\/19\/how-not-to-overspend-when-planning-a-funeral\/","title":{"rendered":"How Not to Overspend When Planning a Funeral"},"content":{"rendered":"<p>\t\t\t\t<a href=\"https:\/\/www.creditaid.ca\/blog\/wp-content\/uploads\/2015\/08\/cemetery.png\"><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-854\" alt=\"cemetery\" src=\"https:\/\/www.creditaid.ca\/blog\/wp-content\/uploads\/2015\/08\/cemetery.png\" width=\"500\" height=\"375\" srcset=\"https:\/\/www.creditaid.ca\/blog\/wp-content\/uploads\/2015\/08\/cemetery.png 500w, https:\/\/www.creditaid.ca\/blog\/wp-content\/uploads\/2015\/08\/cemetery-300x225.png 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/a><\/p>\n<p>We often offer advice about taxes here on our blog, but we seldom talk about life\u2019s other certainty. Planning for the funeral of a loved one can be very stressful if you have to do it all while you\u2019re in the process of grieving. There are many things to consider \u2013 type of internment, the casket, the service, and the reception. Because of our desire to \u201cjust get it done\u201d, and to properly memorialize someone very close to us, we can often overspend when planning a funeral.<\/p>\n<p>At <a href=\"\/who-is-creditaid\" target=\"_blank\" rel=\"noopener noreferrer\">Creditaid<\/a>, we see the impact that high funeral costs can have. We can offer the following advice to someone who\u2019s planning a funeral:<\/p>\n<p><strong>Take someone with you.<\/strong> Having a trusted friend or family member who isn\u2019t as stricken with grief as you are to help with making the arrangements can assist in keeping a perspective on matters. While the professionals in the funeral industry aren\u2019t trying to take advantage of you, bear in mind that it is a business. Having a \u201cvoice of reason\u201d with you could prove to be handy.<\/p>\n<p><strong>Shop around.<\/strong> Funeral services differ in price. While we don\u2019t advocate driving all over town, visit at least two funeral homes to see what options they offer you.<\/p>\n<p><strong>Look at economical alternatives.<\/strong> Instead of a full-blown funeral, you could opt for a \u201cdirect disposition\u201d, where the internment is handled in the background, and instead hold a memorial service for friends and family. Cremation is a more economical option than traditional burial in a plot, and has gained popularity in recent decades. It\u2019s now a standard method of burial.<\/p>\n<p><strong>Consider the real wishes of your loved one.<\/strong> Chances are, they wouldn\u2019t want you to put yourself in a position of financial hardship for their funeral. While it\u2019s only natural to want to memorialize someone \u201cproperly\u201d, financial realities should always be considered. There are lots of ways to make a fitting memorial without exposing yourself to crushing debt.<\/p>\n<p>Creditaid offers <a href=\"\/let-us-help-you\/credit-counselling\" target=\"_blank\" rel=\"noopener noreferrer\">credit counselling<\/a> and <a href=\"\/let-us-help-you\/debt-management-program\" target=\"_blank\" rel=\"noopener noreferrer\">debt management solutions<\/a> to Manitobans struggling with debt.\t\t<\/p>\n","protected":false},"excerpt":{"rendered":"<p>We often offer advice about taxes here on our blog, but we seldom talk about life\u2019s other certainty. Planning for the funeral of a loved one can be very stressful if you have to do it all while you\u2019re in the process of grieving. There are many things to consider \u2013 type of internment, the &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.creditaid.ca\/blog\/2015\/08\/19\/how-not-to-overspend-when-planning-a-funeral\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;How Not to Overspend When Planning a Funeral&#8221;<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[96,219,220,264,281,314],"_links":{"self":[{"href":"https:\/\/www.creditaid.ca\/blog\/wp-json\/wp\/v2\/posts\/853"}],"collection":[{"href":"https:\/\/www.creditaid.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.creditaid.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.creditaid.ca\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.creditaid.ca\/blog\/wp-json\/wp\/v2\/comments?post=853"}],"version-history":[{"count":0,"href":"https:\/\/www.creditaid.ca\/blog\/wp-json\/wp\/v2\/posts\/853\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.creditaid.ca\/blog\/wp-json\/wp\/v2\/media?parent=853"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.creditaid.ca\/blog\/wp-json\/wp\/v2\/categories?post=853"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.creditaid.ca\/blog\/wp-json\/wp\/v2\/tags?post=853"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}