![\"Help-your-debt-and-health\"](\"https:\/\/www.creditaid.ca\/blog\/wp-content\/uploads\/2015\/09\/Help-your-debt-and-health.png\")
<\/a>There are a number of reasons for this. The obvious is that people with higher incomes are likely to be better educated about their health, and have better access to nutrition and medical services.<\/p>\nThere\u2019s also the emotional toll that a debt load<\/a> can bring to an individual and a family. No matter what your level of income, if you\u2019re carrying significant debt, it will weigh on you. When that debt load gets out of hand, the collection calls from creditors and the \u201cbalancing act\u201d of weighting credit card and loan payments<\/a> against the necessities of life can produce high levels of stress, which will have an impact on your health. Credit card debt<\/a> is the most significant detractor, because it\u2019s the most available and carries the highest interest cost.<\/p>\n For Manitobans struggling with debt, the first steps to recovery are the most difficult. You must analyze your budget<\/a>, and take a detailed look at your obligations and their accompanying interest rates. From there, you need to create a realistic payment schedule<\/a>, one that allows you to take care of your family\u2019s needs while reducing the amount you owe.<\/p>\n At Creditaid<\/a>, we understand the physical and emotional toll that spiraling debt can have. When you contact us, we\u2019ll do our best to help you by offering counselling regarding your debt situation, management of your debt, and look at a consolidation strategy<\/a> when appropriate.<\/p>\n