Creating a Budget Plan

Creating a monthly spending plan is our first step to recognize where we are with our expenses.

Next, we need to gather all our information such as bank statements, bills, and receipts and accurately look at where our money is going. In addition to this, we also need to know how much money is coming in from our jobs.

Keeping a budget may be difficult in the beginning, but continuously working through it makes it easier. Budgeting shouldn’t restrict our everyday lives, but just redirect some of our money in areas where we need it most.

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