Our Blog

Use Creditaid’s Holiday Gift Giving Planner to help make this Holiday Season Great!

holiday-gift-giving-planner

 

We all love the holidays. It’s a time visit with loved ones that we don’t get to see often enough.  We share special meals and spirits and enjoy the fun around the annual gift exchange with our friends and family.

It’s easy to get carried away at the moment, believing the January bills to be far away. In the 26+ years, we’ve spent helping Manitoba families manage their debts, we at Creditaid have often seen the negative impact that too much indulgence at Christmas / holiday season can have on our clients’ finances in the new year.

Like many areas of your financial affairs, the key to successful and safe holiday gift giving is adequate planning. Ideally, we are all saving a bit of money throughout the year to meet our December expenses. And before we set foot in the mall (or log in to our favorite online retailer’s site) we need to have a clearly established plan. We need to know how much money we’re going to spend on gifts for the Holidays, and how many gifts we want to purchase, and for whom.

That’s why we’ve developed the Holiday Gift Giving Planner. It’s a tool designed to help you plan gifts for all the special people in your life, while adhering to a budget that you design ahead of time.

(more…)

Let’s Connect with Keith Macpherson

Creditaid’s Brian Denysuik share his financial wellness tips with Keith Macpherson, renowned motivational speaker and author of Making Sense of Mindfulness.

Listen to discover, connect and be inspired by Keith’s positive energy and open mind around finances.

Are You Cutting Back on Spending?

Listen to Brian Denysuik, President of Creditaid, discuss Manulife Bank’s survey that shows Canadians cut back spending on extras as interest rates rise CJOB’s Hal Anderson.

(more…)

Increasing Mortgage Rates Can Hurt Less from CHVN

The following article written by Libby Giesbrecht originally published on CHVN95.1FM Radio on August 10, 2018. Creditaid’s Brian Denysuik, discusses the tough choices homeowners make later in life due to increasing mortgage rate costs.

To read complete article, click here – CHVN95.1FM 0 Increasing Mortgage Rates Can Hurt Less

chvn-creditaid-mortgages

Calculating Multiple Streams of Income

The following article originally appeared in the Manitoba Teachers’ Society Balance Wellness Magazine.

march18_balance

In today’s world, there are many of us that have what I will call multiple streams of income.  This can come from different sources, such as two or three part-time jobs versus one full-time job.  It can include a second job throughout the summer months, a side business or a combination of receiving a pension and working part-time.
(more…)

Provincial Budget versus Household Budget

The Province of Manitoba just released Budget 2018. Listen to 680 CJOB, Winnipeg’s news talk radio, Hal Anderson and Creditaid’s, Brian Denysuik, discuss how the provincial budget can be managed like a family household budget.

1 2 3 35