Budget Tips – Page 3

February 3, 2023June 17, 2025

Extra Income Options for Millennials

The cost of living increases annually, and if your income does not increase alongside it, you might feel like you are not making enough. However, a great way to increase your income is by starting a side hustle. This will allow you to create another income stream, making you less dependent on your main income, and can help you reach financial goals, such as paying off your debts or saving for retirement.

There are thousands of ways to make money on the side, but here are some of the most popular ways to add more streams of income.

December 1, 2022June 17, 2025

Simplify the Holidays by Narrowing your Christmas List

Does your Christmas usually look like frantic shopping sprees, high credit card bills, and wondering how you’ll get it all done?

That’s not what the holidays should be about, and it’s time to consider simplifying things so you can enjoy the season with your loved ones.

One of the easiest ways to simplify the holidays is to narrow your Christmas list. This doesn’t mean you can’t give gifts, but give fewer gifts that mean more, and don’t worry about being ‘better’ than anyone else.

November 15, 2022June 17, 2025

Christmas is a Time to Focus on Family

Christmas quickly became a time of frantic shopping, overspending, and thousands of dollars in credit card debt, but the pandemic changed things for many people.

Without the ability to spend time with loved ones over the holidays over the last few years, we’ve all learned how precious life can be.

This year, why not make Christmas about focusing on your family rather than spending money?

November 2, 2022June 17, 2025

How to Live on a Living Wage with the New Minimum Wage

The new minimum wage will increase to $15 an hour by October 1. This is good news for the people of Manitoba; however, is it enough to live on the necessary living wage given the inflation rates?

The larger your family is, the harder it is to live on minimum wage, even the new minimum wage, but here are some ways to make it possible.

October 18, 2022June 17, 2025

Financial Literacy is an Investment in your Future

Financial literacy is the key to successfully reaching your personal finance goals. It doesn’t matter how much you make; it comes down to how you manage it. This is why financial literacy is one of the most important topics you should learn.

Unfortunately, most Canadians aren’t well-versed in financial literacy, most importantly, building a solid credit foundation and managing debt.

Financial literacy not only helps you now but, in the future, too. For example, when you learn how to save to spend, you’ll reach a level of financial security that most think is unachievable.

How can you learn? Try our Build Learn Save Program.

October 4, 2022June 17, 2025

Teach your Kids these 4 Things about Debt

If there’s one thing you should teach your kids, it’s how to manage their money. Unfortunately, this isn’t something they’ll learn much about in school, so it’s on you as parents to make sure they understand how to manage their money and more importantly, stay out of debt.

Tailor what and how you teach your child to their age, but here are 4 things every child should know about debt.

September 20, 2022June 17, 2025

Is Your Gas Tank Bigger Than Your Cheque?

Inflation has hit almost every aspect of our lives, especially at the gas pump. When gas prices are high, it can make it harder to afford other essential costs, such as housing, utilities, minimum credit card payments, and groceries.

Since gas is necessary unless you can take public transportation, it helps to understand how you can save money at the pump.

Here are 5 great ways.

August 23, 2022June 17, 2025

Non-Cash Financial Help Options – Helping your Family without Giving them Cash

If you have family members in trouble financially, you may want to help them, but giving them cash may not feel right. If you’re worried your family members will just squander away the money you give them, here are 5 non-cash ways to help family members with financial troubles.

August 9, 2022June 17, 2025

How to Stay Motivated when Getting out of Debt

Starting a plan to get out of debt and keeping that plan are often two different things. It’s a lot like starting a diet when the New Year starts. You start off good, but then a week or two into it, you quickly fizzle and go back to your old habits.

So how do you stop this from happening when you’re trying to get out of debt?

Here are many ways to stay motivated to get out of debt.

July 13, 2022June 17, 2025

Financial Terms Everyone Should Know

Managing your personal finances can feel overwhelming at times. There are many terms, definitions, and responsibilities to understand that it’s easy to feel lost.

We’ve covered the top financial terms everyone should know and understand to help you stay on top of your personal finances below.