We can all relate to how frustrating it can be to start a new year with last year’s Christmas bills. With Christmas being only a few more weeks away, we can be prepared for shopping season by planning ahead and creating a budget to work off of.
Here are a few tips to help you stay within your budget this Christmas:
- Create a Budget – if you shop without a list, it is easy to overspend or give in to impulse shopping. Download our Holiday Gift Giving Planner that can help you get organized.
- Comparison Shop – starting Christmas shopping early also means you have more time to shop around and check prices at different stores. Many online stores offer discounted prices or one day only sales.
- DIY Gifts- there are many gifts that you can make to give as gifts that won’t break your budget. You can tailor the gifts to the person you’re making it for – all the more thoughtful!
Careful planning can help you debt free – you just need to invest some time now to get organized.